Mortgage credit life insurance

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Mortgage credit life insurance



28.  Credit Life Insurance


At some point in the process of applying for a mortgage or sometime thereafter, you will probably be offered credit life insurance. Credit life insurance is designed to pay off the mortgage loan in the event of your death. Having insurance to cover this debt is a good idea, but compare the offerings of credit life insurance with normal life insurance that could also be used to pay off the mortgage if you should die. The normal life insurance may be a better deal for you.



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