New York
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Welcome to the business areas of Cities Commerce. Here you will find information, products and e-commerce services to support your commercial activities.
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Be sure to read our Home Mortgage Tutorial! Here's a list of the individual sections:
1. Introduction 2. Types of mortgages 3. Qualifying for a mortgage 4. Loan points 5. Principal, Interest, taxes and insurance 6. Private Mortgage Insurance 7. Settlement costs 8. Pre payment penalties 9. Legal fees 10. Real estate appraisals and Loan to Value 11. Second mortgages 12. Home equity credit lines 13. Debt consolidation 14. Shopping for mortgages 15. Rate analysis (bond rates, etc) 16. Jumbo mortgages 17. Investor mortgages 18. Locking of mortgage rates19. Mortgage loan applications
20. Mortgage application fees 21. Refinancing 22. Credit risk 23. The mortgage is a commercial instrument 24. Income tax considerations 25. Mortgage Loan types 26. The mortgage process 27. Ernest money deposit 28. Credit Life Insurance 29. Annual percentage rate (APR) 30. FNMA (Fannie Mae) , GNMA (Ginnie Mae) and FHLMC (Freddie Mac) 31. Owner Occupied Property 32. Smaller loansThe above is a down-to-earth no-nonsense tutorial that we think will be useful to homeowners and homebuyers looking for primary and secondary mortgages and home equity loans.
