mortgage loan applications

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mortgage loan applications

 

 

19.  Mortgage loan applications

 

In order to apply for a mortgage, you will need a number of documents. This may include:

A copy of the Agreement of Sale on the property you intend to purchase.

Your recent pay stubs, to verify your income

Your recent bank statements, to further verify your income and to show that you have settlement funds available. If large deposits were recently made, you may be asked to explain them. The lenders don’t want you to borrow settlement funds.

You could be asked for a copy of your most recent federal income tax return, to further verify income.

You will need to have a list of all your cash assets, all your other assets such as cars, boats and other real estate, and all your debt accounts, such as car loans, school loans and credit cards. You will need to show how much is owned on these loans and what your monthly payments are.

 

 

Lenders  will compete for your business if you click below to apply online for your mortgage through our preferred affiliate, LoanWeb.com:

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Go back to the mortgage information index page.

 

 
 

 

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